Canada gold premium report: October 2026
Canada had the lowest gold premiums of our four countries in October 2026. Gold Stock Canada sold a random-year 1 oz Maple Leaf for 1.68% over spot by wire on October 11 and 1.76% on October 12. Its kilo bar was 0.60% over spot. TD's Maple Leaf cost 3.82% to 4.04%.
This is the first monthly Canadian edition of the GoldVetted premium tracker. It uses only prices our script read from dealer and bank product pages on October 11 and 12, 2026, each with its timestamp and the spot price at that moment.
- Sellers priced: Gold Stock Canada, Canadian PMX, TD Precious Metals
- Prices recorded: 13 buy prices (no buyback prices yet)
- Check dates: October 11 and 12, 2026
- Spot range: C$5,961.43 to C$5,978.73 per oz
- Next report: November 2026
Where was gold cheapest in Canada in October 2026?
A premium is the amount above the spot price, which is the wholesale price of one troy ounce of pure gold. Here are the cheapest and dearest sellers for each product we could price.
| Product | Cheapest | Dearest | Gap |
|---|---|---|---|
| 1 oz coin (Maple Leaf) | Gold Stock Canada, random year, C$6,066.07, 1.76% | TD Precious Metals, current year (listing price), C$6,202.01, 4.04% (both Oct 12, 07:51 UTC, spot C$5,961.43) | C$135.94 |
| Small coins | Not priced this month. Small bars instead (Gold Stock Canada, Oct 12): Ontario Mint Corp 10 g 3.81%, PAMP 10 g 5.10%, PAMP 1 g 18.18% | ||
| 1 oz bar | Not priced this month | ||
| 100 g bar | Gold Stock Canada, Ontario Mint Corp, C$19,356.11, 0.96% (Oct 12, spot C$5,963.34). Only seller priced | ||
| 1 kilo bar | Gold Stock Canada, various refiners, C$193,027.54 by wire, 0.60% (Oct 12, spot C$5,968.13). Only seller priced | ||
| Card vs wire gap | Gold Stock Canada, +3.81 points (C$227.97) | Canadian PMX, +4.13 points (C$246.71) | Oct 11, 12:05 UTC |
| Buyback and round trip | Not measured this month: we hold no Canadian buyback prices yet | ||
GoldVetted automated price checks, October 11 and 12, 2026. Pure gold bullion of the required fineness is exempt from GST and HST under the Excise Tax Act. More in Canadian gold tax rules.
What does the Canadian data show this month?
How do Canadian premiums compare with other countries?
They were the lowest we found anywhere. Gold Stock Canada's 1.68% Maple Leaf on October 11 beat the cheapest 1 oz item in the UK report (a Britannia at 2.77% to 2.80%), the Australia report (a 1oz cast bar at 2.76% to 2.98%) and the US report (an Eagle at 3.33% by wire). Our data cannot say why. One relevant fact: the Maple Leaf is made in Canada, by the Royal Canadian Mint. See the Royal Canadian Mint review and the Maple Leaf guide.
Is Gold Stock Canada cheaper than Canadian PMX?
For a 1 oz Maple Leaf, yes, by about 1.4 points: 1.68% against 3.16% on October 11, and 1.76% against 3.19% on October 12. The products differ slightly: Gold Stock Canada's is a random-year coin, while Canadian PMX's is a 2026 coin, and current-year coins often cost a little more. Read the Gold Stock Canada review and Canadian PMX review for shipping and showroom details.
See Gold Stock Canada's Maple Leaf price Compare at Canadian PMX
Does buying from a bank cost more?
TD Precious Metals was the dearest Maple Leaf seller in our data. At 06:32 UTC on October 12 it showed C$6,191.98 (3.82% over spot of C$5,964.19) as its price for TD customers paying from a TD account. Our daily read at 07:51 UTC recorded its listing price of C$6,202.01 (4.04%). These are two different price labels on the same page, not a price change. Both were well above Gold Stock Canada's 1.76%. See buying gold from Canadian banks and our TD Precious Metals review.
How much cheaper are larger bars?
| Bar | Price | Premium | Spot used |
|---|---|---|---|
| PAMP Suisse 1 g | C$226.61 | 18.18% | C$5,964.19 |
| Ontario Mint Corp 10 g | C$1,990.86 | 3.81% | C$5,964.76 |
| PAMP Suisse 10 g | C$2,015.58 | 5.10% | C$5,965.19 |
| Ontario Mint Corp 100 g | C$19,356.11 | 0.96% | C$5,963.34 |
| 1 kilo, various refiners (wire) | C$193,027.54 | 0.60% | C$5,968.13 |
The kilo bar works out at about C$6,003.83 per ounce, C$62.24 less per ounce than the same dealer's Maple Leaf that morning. A plain Ontario Mint Corp 10 g bar was also 1.29 points cheaper than a branded PAMP bar of the same weight. Our 1 kilo, 100 gram and 10 gram bar guides explain the trade-offs.
How much does paying by card add?
On October 11, a card price was 3.81 points above wire or cheque at Gold Stock Canada (C$6,307.16 against C$6,079.19) and 4.13 points above at Canadian PMX (C$6,414.40 against C$6,167.69). That is more than double Gold Stock Canada's whole wire premium.
What changed between October 11 and 12?
We have no Canadian reads from October 10. Between the Sunday read on October 11 and the Monday morning read on October 12, spot fell 0.29%, from C$5,978.73 to C$5,961.43. Both dealers cut their Maple Leaf price, but by a little less than spot fell, so premiums rose slightly.
| Seller | Oct 11, 12:05 UTC | Oct 12, 07:51 UTC | Change |
|---|---|---|---|
| Gold Stock Canada (random year) | C$6,079.19 (1.68%) | C$6,066.07 (1.76%) | -C$13.12 |
| Canadian PMX (2026) | C$6,167.69 (3.16%) | C$6,151.40 (3.19%) | -C$16.29 |
| Spot | C$5,978.73 | C$5,961.43 | -C$17.30 |
Full Canada data table
Every Canadian buy price stored for October 2026, oldest first. "Daily automated read" rows come from our scheduled once-a-day check. Card prices are separate rows.
| Dealer | Product | Price | Premium | Spot | Timestamp | Payment |
|---|---|---|---|---|---|---|
| Canadian PMX | 1 oz Gold Maple Leaf, 2026 | C$6,167.69 | 3.16% | C$5,978.73 | Oct 11, 12:05 UTC | Wire or cheque |
| Canadian PMX | 1 oz Gold Maple Leaf, 2026 | C$6,414.40 | 7.29% | C$5,978.73 | Oct 11, 12:05 UTC | Card |
| Gold Stock Canada | 1 oz Gold Maple Leaf, random year | C$6,079.19 | 1.68% | C$5,978.73 | Oct 11, 12:05 UTC | Wire or cheque |
| Gold Stock Canada | 1 oz Gold Maple Leaf, random year | C$6,307.16 | 5.49% | C$5,978.73 | Oct 11, 12:05 UTC | Card |
| Canadian PMX | 1 oz Gold Maple Leaf, 2026 (daily automated read) | C$6,151.40 | 3.19% | C$5,961.43 | Oct 12, 07:51 UTC | Wire or cheque |
| Gold Stock Canada | 1 kilo gold bar, various refiners | C$193,027.54 | 0.60% | C$5,968.13 | Oct 12 (time not recorded) | Wire or cheque |
| Gold Stock Canada | 1 oz Gold Maple Leaf, random year (daily automated read) | C$6,066.07 | 1.76% | C$5,961.43 | Oct 12, 07:51 UTC | Wire or cheque |
| Gold Stock Canada | Ontario Mint Corp 10 g bar | C$1,990.86 | 3.81% | C$5,964.76 | Oct 12 (time not recorded) | Only price shown |
| Gold Stock Canada | Ontario Mint Corp 100 g bar | C$19,356.11 | 0.96% | C$5,963.34 | Oct 12 (time not recorded) | Only price shown |
| Gold Stock Canada | PAMP Suisse 1 g bar | C$226.61 | 18.18% | C$5,964.19 | Oct 12 (time not recorded) | Only price shown |
| Gold Stock Canada | PAMP Suisse 10 g bar | C$2,015.58 | 5.10% | C$5,965.19 | Oct 12 (time not recorded) | Only price shown |
| TD Precious Metals | 1 oz Gold Maple Leaf, 2026 (TD customer price, paid from a TD account) | C$6,191.98 | 3.82% | C$5,964.19 | Oct 12, 06:32 UTC | TD account |
| TD Precious Metals | 1 oz Gold Maple Leaf, current year (TD listing price) (daily automated read) | C$6,202.01 | 4.04% | C$5,961.43 | Oct 12, 07:51 UTC | Only price shown |
GoldVetted automated price checks, October 11 and 12, 2026. Bar reads on October 12 were taken at slightly different moments, so each carries its own spot.
Which Canadian sellers are not priced, and why?
| Seller | Reason |
|---|---|
| Silver Gold Bull | Its site does not allow automated price checks, so we do not publish a premium for it. |
| CIBC | Sells gold through its online banking platform, so there was no public product page for our script to read and no price was captured. |
Neither absence is a judgement on price. For a side-by-side on fees and policies, see Canadian PMX vs Silver Gold Bull.
How were these premiums worked out?
Single-item price
Our script read the price for one coin or bar (quantity 1) on the seller's own product page, recording wire or cheque and card prices separately where both were shown.
Spot at the same time
Spot came from gold-api.com (XAU/CAD) at the time of each read.
One formula
Premium = price / (fine oz x spot) - 1. A Maple Leaf holds 1 troy oz of 99.99% pure gold; a 100 g bar 3.21507 oz; a kilo bar 32.15075 oz.
The full method and the US, UK and Australia figures are on the premium tracker. Test any quote with the premium calculator.
How should you cite this report?
Please quote the date, time and spot price with any figure, because premiums move daily. Suggested citation:
GoldVetted Canada Gold Premium Report, October 2026: single-item prices captured automatically from dealer and bank product pages on October 11 and 12, 2026, premium over gold-api.com spot. https://goldvetted.com/ca/premium-report/2026-10/
For a single figure: "A 1 oz Gold Maple Leaf cost 1.68% over spot at Gold Stock Canada by wire on October 11, 2026 (spot C$5,978.73), according to the GoldVetted Canada Gold Premium Report."
When is the next report?
Next report: November 2026. We will repeat these reads and aim to add buyback prices, so we can show what a buy-and-sell round trip costs in Canada. Live spot right now is ... per ounce (Loading); add the premiums above to estimate a dealer price. For more, see where to buy gold in Canada and selling gold in Canada.
Frequently asked questions
Where was the cheapest gold Maple Leaf in Canada in October 2026?
Gold Stock Canada. Its random-year 1 oz Maple Leaf cost C$6,079.19 by wire or cheque on October 11, 2026, 1.68% over spot of C$5,978.73, and C$6,066.07 (1.76%) on October 12. Canadian PMX charged 3.16% to 3.19% for a 2026 coin, and TD 3.82% to 4.04%.
Is it more expensive to buy gold from a Canadian bank?
In our checks, yes. TD Precious Metals listed a 2026 Maple Leaf at 3.82% over spot for TD customers paying from a TD account, and 4.04% on its listing price, against 1.76% at Gold Stock Canada the same morning. See buying gold from Canadian banks.
How much more does paying by card cost in Canada?
On October 11, 2026, card prices were 3.81 percentage points higher than wire or cheque at Gold Stock Canada (C$227.97 more on one Maple Leaf) and 4.13 points higher at Canadian PMX (C$246.71 more).
Is a kilo gold bar cheaper than Maple Leafs in Canada?
Per ounce, yes. Gold Stock Canada's kilo bar cost C$193,027.54 by wire on October 12, 2026, 0.60% over spot, or about C$6,003.83 per ounce against C$6,066.07 for its Maple Leaf. A kilo bar is a large single purchase and harder to sell in part.
Why is Silver Gold Bull not in the Canada report?
Silver Gold Bull's site does not allow automated price checks, so we do not publish a premium for it. That says nothing about whether its prices are high or low. Our Silver Gold Bull review covers its fees and policies.
When is the next Canada premium report?
November 2026. We plan to repeat the Maple Leaf, bar and bank reads and to add buyback prices so we can show a round-trip cost. The four-country data set is on the premium tracker.
Sources
We checked these primary and official sources when writing and fact-checking this page.
- gold-api.com: XAU/CAD spot feed used for every premium in this report
- Gold Stock Canada: 1 oz Gold Maple Leaf, random year (priced October 11 and 12, 2026)
- Canadian PMX: 1 oz Gold Maple Leaf, 2026 (priced October 11 and 12, 2026)
- Gold Stock Canada: 1 kilo gold bar (priced October 12, 2026)
- Gold Stock Canada: 100 gram OMC gold bar (priced October 12, 2026)
- TD Precious Metals: gold coins (priced October 12, 2026)
- Justice Laws Website: Excise Tax Act, section 123(1), definition of precious metal
- LBMA: precious metal prices and the LBMA Gold Price benchmark
Not financial advice. GoldVetted provides general information to help you compare options. It is not personal financial, tax or legal advice. Gold prices go down as well as up, and you may get back less than you pay. Check tax rules with the official source or a qualified adviser before you act.